Your Company Name Driver

• Your Company Name Driver Registration
• Your Company Name Driver Name
• Your Company Name Driver Licence
• Your Company Name Driver License

Change Name or Address CHANGE NAME ON DRIVER'S LICENSE, PHOTO ID CARD, LEARNER'S PERMIT. If your name has changed due to marriage, divorce or another reason, you will need to complete one of the following forms: Commercial Driver's License: DL-80CD, or if expiring in the next 6 months: DL-143CD to renew. Learner's Permit: DL-31 Non-Commercial Driver's License: DL-80, or if expiring in the next. A valid driver license number and issuing state are required. The application will not be processed without one. A valid California identification card number issued by Department of Motor Vehicles (DMV) is acceptable in lieu of a driver license number. Please enter your proper legal name, not a nickname.

No one can predict the future. You may loan your car to a friend, roommate, or family member, only to get a call that an accident has happened in your car.

It is important to really understand your coverages and how car insurance works if another driver crashes your car.

Who Is Covered When Driving Your Car?

It can be confusing to understand who is covered to drive your vehicle. Though policies will vary, the general rule is that anyone living in your house is typically coveredwhen driving your car, unless expressly excluded on the policy (see “Excluded Drivers” below).

In many cases, everyone in the same household is actually required to be included on the vehicle’s insurance policy.

For those friends or family members who don’t live with you but use your car every once in a while – you can typically loan them your vehicle and not worry that they’ll be covered. Permissive use generally applies in these cases.

Permissive use means that if you give another driver permission to take your car, they will be covered by your car’s insurance coverage.

NOTE: Your own policy provides the primary coverage, not theirs. See below for more information.

Car Insurance Follows the Vehicle

It’s a common misconception that car insurance follows the driver. In reality, car insurance follows the vehicle.

This means that if you loan out your car to driver who is not excluded on your policy (see “When Could You Be Held Liable?” below), your car insurance is the primary coverage that would apply if a crash occurred. The driver’s insurance would act as secondary (or excess) insurance.

Let’s take a look at an example:

Let’s say you lend your car to your roommate, Annie, for the day. Annie hits another driver in the parking lot at her office. The primary coverage that would pay for damages to the other driver is your liability coverage. This means you’d have to:

• File the claim with your company.
• Pay the deductible.
• Accept any resulting rate hikes.

If the damages exceed your limits, Annie’s coverage will step in as secondary coverage.

If, however, the accident was not Annie’s fault, the claim would be paid by the other driver’s coverage and your insurance would be unaffected.

Exceptions

Excluded Drivers

If you’ve excluded a driver from your auto insurance policy, e.g., because his driving record is poor and it could save you money to exclude him, your coverage will not pay for damages he incurs in the vehicle if he takes your car and gets into a crash.

NOTE: Depending on your state, if you did NOT give permission for the excluded driver to take your car, you might not be held liable for damages.

Non-Permissive Use

If your car is taken without your permission, it can be difficult to prove you didn’t give permission. You’ll generally end up paying. However, if it’s clear you did not allow someone else to drive your car and an accident happens, one of a few scenarios could occur:

• Theft: If someone steals your car and causes an accident, you won’t be liable for damages/injuries to the other vehicle/driver. However, damages to your own vehicle would probably be covered under your own coverage.
• Use of vehicle by a friend or family member: If your friend takes your car without your permission, their coverage would likely pay first and yours would step in to fill in the gaps.
• Use of your vehicle by an uninsured friend: If your friend takes your car without permission and is uninsured, you can expect your own car insurance coverage to pay.

When Could You Be Liable?

As stated above, if a driver that’s been excluded from your policy takes your car and causes an accident, you can be held liable.

Also, you can sued for damages if:

• You let an intoxicated/impaired driver operate your vehicle.
• You allow an unlicensed driver to take your vehicle on the road.

Understand Your Car Insurance Coverage

The most important thing you can do to protect yourself is to arm yourself with information. The first thing to do is to know what is covered on your current insurance policy. This will protect you, your vehicle, and other drivers.

As you decide on your coverage, talk to your agent at length about the terms of your coverage, so you know how it will work if an accident does occur. Find out what is not covered or is expressly prohibited on your policy.

Also, understand that whether your damages will be covered will depend on your policy. If the other driver was at fault and your own car was damaged, you’ll need collision coverage in order to pay for repairs. If you don’t have it, you’re on your own.

Decide Who Can Drive Your Car

Also remember, if there’s ANY chance a driver will use your car, think twice about excluding her. It could bite you in the end if she does have to use your car and something happens.

Finally, if you do loan out your vehicle, make sure you know whom you are lending it to. Don't let people you don’t trust take your vehicle, even for a short trip to the store.

An accident can happen at any time.

Contact an Attorney

If your car has been involved in an accident after you loaned it to a friend or family member, you might consider getting the help of an attorney, especially if your friend was uninsured, unlicensed, or impaired.

Because you could be subject to personal liability in those cases, meaning the other driver can actually sue you for damages instead of the person who drove your car, an attorney can help you if this happens.

Get a Car Insurance Quote & Start Saving!

The Windows Hardware Compatibility Program (for Windows 10) and the Windows Hardware Certification Program (for Windows 8/8.1 and older operating systems) enable you to design, create, and test your hardware and drivers before you submit the final version through the Partner Center. For more information, see the Windows hardware certification page. By certifying your hardware device, system, and drivers for Windows, you gain the support of Microsoft marketing resources in the form of compatibility and reliability listings, logo artwork, and promotional partnerships.

To develop your device, download the Windows Driver Kit (WDK).

To test your device, download the Windows Hardware Lab Kit (Windows HLK) for Windows 10.

After you develop and test your product, you can submit the results with a hardware submission.

Note

Your Company Name Driver Registration

We strongly encourage you to include public driver symbols as part your HLK package. See Public Symbols and Private Symbols to learn how to create public symbols. See Step 8: Create a submission package to learn how to include symbols with your package. Note that any .pdb files in your submission will be removed before being published.

• To submit an HLK or HCK package, see Create a new hardware submission.

• To submit a WLK package, see Create a new WLK device certification submission for more information.

Drivers summary page

The Drivers summary page contains a list of all hardware certification submissions that you have created or are shared with you. You can create a new hardware submission by selecting the Create new driver button.

The hardware certification submission list displays the following information about each submission:

The search box allows you to search for a specific submission or set of submissions. You can search for exact or partial matches for the values in the ID, Name, State, and Certification type columns.

Hardware submission page

Your Company Name Driver Name

A hardware submission page contains information about a specific hardware submission, including status, packages, certification info, and shipping labels. For information about how to create a hardware submission, see Create a new hardware submission.

Your Company Name Driver Licence

The left side of the page contains a list of the 10 most recently viewed submissions.

You can monitor the progress of your submission with the progress tracker at the top of the page. Once all steps show a green check, the submission is complete and your company will receive a notification.

Packages and signing properties

This section shows you how to manage your packages.

Select Upload new to upload a new package.

Select Download DUA shell to download the DUA shell package. For information about how to update a submission using DUA, see Manage hardware submissions.

The uploaded package list displays your uploaded packages for this submission. Select the caret to expand a package. This shows you the submission ID and allows you to select Download package to download the package.

Additional certifications displays any chosen additional certifications.

Your Company Name Driver License

Certification

This section displays certification information. Select See more info to expand this section. You can review the certification information you provided, which includes the following:

Submissions are automatically assigned Declarative and Universal attributes based off the entire submission contents. If you want a submission to be marked as Declarative=True and/or Universal=True, all files and INFs within the submission must be compliant with the appropriate attribute(s). For example, a merged HLK package can contain two driver sets for different OS certifiations. If one set is Declarative and another set is not, the entire submission would be marked as Declarative=False. INF only packages will have Universal greyed out as there are no binaries to validate. Each set should be separated into two submissions to ensure they are marked appropriately.

If you want to add or update your announcement date, use the Announcement date (UTC) field and select Submit.

You can also add or remove marketing names. To add a name, enter it in the Marketing name text box and select Add. To remove a name, select the red X button next to the marketing name you want to remove. You can also add multiple names at once by selecting Add multiple names. When you are finished, select Submit.

Distribution

This section displays shipping label information for this submission. For information about how to use shipping labels, see the Manage driver distribution with shipping labels section.

Select New shipping label to create a new shipping label.

Select Publish all pending to publish all shipping labels that are not yet published.

The shipping label list displays the shipping labels for this submission. This list includes shipping labels you created, and partner shipping labels for your shared driver. Select the shipping label name to see details for that shipping label. The shipping label list displays the following information about each label:

The status graphic displays the publish status for each shipping label. A green check means the label has been published. A yellow circle means the label is not published yet.

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